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Travel Holiday Insurance | Will The Ehic Ever Replace Travel Insurance
Posted By: admin on July 18, 2010 at 12:47 am
When planning their annual holiday many people think that, they do not need to purchase holiday insurance/travel insurance. But you should always take out an adequate holiday insurance policy. Why. Because then you will be fully covered if anything goes wrong.
People who do not bother to take out travel insurance will often say, if I need to see a doctor I can use my EHIC card (european health insurance card) And if the airline lose my suitcases I can claim from the airline at the airport, or if the travel company goes bust, I am covered by ATOL (Air Transport Organisers Licencing scheme)
All of the above are true, but they are not the whole truth.
Your EHIC card will not cover everything, as the level of care varies between each european country,so you might still have to pay for some services. and the card only covers medical treatment that may become necessary on your holiday, because of either illness or accident. and will not include many things that you would expect to get free on the NHS. If you were to be badly injured you would not be covered, to be flown home in an emergency.I am not saying that you should not take your EHIC card,but not everything is covered by your EHIC card.So you still need full holiday insurance too.
The EHIC card can also be used in some countries outside the European union.such as Australia,Russia, and New Zealand.
But most countries DO NOT have healthcare agreements with the U.K. Those who DO NOT include Turkey,Canada,U.S.A.,South America, the Middle East. Africa, most of Asia including India, Thailand Japan and Hong Kong most of the Pacific region except Australia and New Zealand.
Another thing many people do not realise, is that in some countries you must carry
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animo!! Buena noche!
| Filed Under: CHEAP TRAVEL INSURANCE Tagged with holiday insurance, insurance, Travel Insurance |
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A heap of people go while not insurance after they travel, however that’s really risky. Everybody ought to buy travel insurance, at the very least so that they will have peace of mind.
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