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Deferred, Immediate, Fixed, Variable, Fix period, and Lifetime annuity, are some of the basic terms used by the insurance industry when talking about annuity.Annuities are financial contracts between a client and an insurance company. It is a supplemental financial support policy in addition to your retirement plans. The gains and dividends of your annuity insurance are not taxed. However, the    .. more …

Whenever we talk of car insurance, only one thing comes to our mind. Yes, I am talking about the monthly rental or the monthly premium. How much is the car insurance premium? What are the benefits of it? What all will it cover? These are some of the questions that come to our mind. Car insurance has become a child’s play after the introduction of internet to the world. We do all our insurance    .. more …

When planning their annual holiday many people think that, they do not need to purchase holiday insurance/travel insurance. But you should always take out an adequate holiday insurance policy. Why. Because then you will be fully covered if anything goes wrong.People who do not bother to take out travel insurance will often say, if I need to see a doctor I can use my EHIC card (european health    .. more …

Is there such a thing as cheap home insurance? There may be a better question. Is home insurance really that expensive? Homeowner’s insurance may very well be the consumer’s best buy when it comes to insurance. There are multiple benefits and features that make the home policy unique. Most everything that the homeowner owns including the dwelling can be covered in some way by homeowner’s    .. more …

Although insurance has been in existence, in one form or another, for the past two – three millennia, starting with the Babylonians in circa 1750 BC, Travel Insurance is a relatively new insurance, with respect to other insurances like Life Insurance, Property Insurance, Car Insurance, etc. In the past two centuries, travelling for business and leisure has been growing exponentially and providing    .. more …

Purchasing Travel Insurance – Your OptionsThere are three main options you have when purchasing your travel insurance.1.You can buy direct from the insurer.2.Buy through your local travel agent.3.Buy from a travel insurance reseller usually online.Buying directly from the insurer or through your local travel agent you will generally find that the travel insurance you buy is not discounted. You    .. more …